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Personal Gift Travel Card

What is a split tender transaction, and how does it work?

Category: Personal   Service: Gift Travel Card | Updated: May 8th, 2023

Answer:

Split tender is a multi-method payment for one single transaction. 

Suppose you wish to use your gift/travel card to purchase an item for more than the available funds. Depending on the Merchant's policy, you may be able to split the final transaction amount between your gift/travel card and another form of payment (debit/credit cards, cash, check, etc.), also known as a split tender transaction.

Before you request a split tender transaction, you must know your gift/travel card value. Then, ask the Merchant if two or more forms of payment will be accepted. If the Merchant agrees, request that the card value be used as the first form of payment and then use another form of funds to pay the remaining balance. First Interstate does not guarantee that the Merchant will accept split tender transactions.

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